Yuva Bharat Policy Premium Calculator
Website Disclaimer & Disclosure Statement
Vaduthala, Ernakulam — 682023 | Please read carefully before proceeding
Disclaimer & Disclosure Statement
1. General Information
The information provided on this website (thenewindiaassurancecoltd.blogspot.com) is for general informational and educational purposes only. This blog is created to educate and assist clients in understanding the various General Insurance products offered by The New India Assurance Co. Ltd.
The purpose is to help individuals and businesses clarify their doubts, identify their insurance needs, and choose the most suitable plans available. While we strive to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the accuracy, reliability, suitability, or availability of the information provided.
2. Not an Official Corporate Website
This website is not the official website of The New India Assurance Co. Ltd. This is the personal digital platform of John Paul Praveen, an authorized intermediary.
For the official corporate website, please visit: www.newindia.co.in. All logos, trademarks, and brand names are the property of their respective owners and are used here strictly for identification and informational purposes.
3. Advisor Credentials & Disclosure
I, John Paul Praveen, am an IRDAI Licensed, Certified Insurance Advisor associated with The New India Assurance Co. Ltd.
- Professional Qualification: Licentiate, Insurance Institute of India.
- Role: Marketing and advisory services only for products offered by The New India Assurance Co. Ltd.
Important Disclosure: I do not sell, endorse, or guarantee any product in my personal capacity. I act solely as a facilitator between the proposer (you) and the insurer. All claims, coverage decisions, and underwriting approvals are the sole discretion of the insurance company.
4. Subject Matter of Solicitation
All descriptions of coverage, exclusions, and benefits are summaries only. They are not the legal contract. All products are subject to the specific terms, conditions, warranties, and exclusions in the official policy schedule issued by The New India Assurance Co. Ltd.
5. Professional Advice
The content on this blog should not be interpreted as legal or tax advice. We strongly recommend consulting with us directly or verifying details with an official branch office to obtain a precise premium quote and risk assessment before finalising any purchase.
6. Limitation of Liability
In no event will John Paul Praveen or this website be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.
7. External Links
Through this website, you may be able to link to other websites which are not under the control of thenewindiaassurancecoltd.blogspot.com. We have no control over those sites. The inclusion of any links does not necessarily imply a recommendation.
8. Consent
By using our website, you hereby consent to our disclaimer and agree to its terms.
Contact Information
John Paul Praveen
Licentiate (III), IRDAI Certified Insurance Advisor
Mobile / WhatsApp: +91 9846189371
Email: nsevaduthala@gmail.com
Please go back and read the disclaimer carefully before proceeding.
Yuva Bharat Health Policy
Premium Calculator | Basic • Gold • Platinum | Rates as per Official Premium Chart
| Feature | Basic | Gold | Platinum |
|---|---|---|---|
| Hospitalisation Cover | Yes | Yes | Yes |
| Pre-Hospitalisation (60 days) | Yes | Yes | Yes |
| Post-Hospitalisation (90 days) | Yes | Yes | Yes |
| Room Type | Single/Deluxe AC | Single/Deluxe AC | Single/Deluxe AC |
| Reinstatement of Sum Insured | Once | Twice | Twice |
| Hospital Cash Benefit | Yes | Yes | Yes |
| Road Ambulance | Yes | Yes | Yes |
| New Born Baby Cover | Yes | Yes | Yes |
| AYUSH Treatment (up to 100% SI) | Yes | Yes | Yes |
| Coverage of Hazardous Sports | Yes | Yes | Yes |
| Medical Second Opinion | Yes | Yes | Yes |
| Cumulative Bonus (up to 100%) | Yes | Guaranteed | Guaranteed |
| Cost of Health Check-Up | Yes | Yes | Yes |
| Personal Accident Benefit | — | Yes | Yes |
| Air Ambulance | — | Yes | Yes |
| Critical Illness Benefit | — | Yes | Yes |
| Auto Top-Up | — | Yes | Yes |
| Maternity Benefit | — | — | Yes |
| Infertility Treatment | — | — | Yes |
| Pre-term / Premature Birth | — | — | Yes |
| Vaccination Charges | — | — | Yes |
| Birth Right Benefit | — | — | Yes |
| 80D Tax Benefit | Yes | Yes | Yes |
| Long-Term Policy (up to 3 yrs) | Yes | Yes | Yes |
| No Pre-Policy Medical Check-Up | Yes | Yes | Yes |
| Shared Accommodation Benefit | Yes | Yes | Yes |